About the service
I develop turnkey renovation credit calculators that banks and lending organizations embed on landing pages of their credit products. A visitor specifies three parameters — the needed amount, desired credit term, and whether they have collateral — and the widget shows an approximate monthly payment and total overpayment over the entire term without reloading the page. This takes some load off managers: the client sees the figures immediately, even before calling.
The basis of the widget is the real annuity or differentiated payment formula that your specific organization uses, not an abstract "for example" template. If having collateral changes the rate, the calculation recalculates instantly when toggling the checkbox, so the figures match what underwriting will actually offer. I adjust the rate logic, credit limits, and rounding rules for your specific product, and embed the widget's appearance into the design of your existing site.
The result is a light embeddable script and a small configuration file, so later your team can change rates or limits without the developer. I additionally include validation of entered values, convenient sliders for mobile devices, and a disclaimer about the preliminary nature of the calculation.
What's included in development:
— calculation of monthly payment and overpayment;
— fields for amount, term and collateral with instant recalculation;
— configurable rates and rounding rules;
— responsive layout matching your website design.
The basis of the widget is the real annuity or differentiated payment formula that your specific organization uses, not an abstract "for example" template. If having collateral changes the rate, the calculation recalculates instantly when toggling the checkbox, so the figures match what underwriting will actually offer. I adjust the rate logic, credit limits, and rounding rules for your specific product, and embed the widget's appearance into the design of your existing site.
The result is a light embeddable script and a small configuration file, so later your team can change rates or limits without the developer. I additionally include validation of entered values, convenient sliders for mobile devices, and a disclaimer about the preliminary nature of the calculation.
What's included in development:
— calculation of monthly payment and overpayment;
— fields for amount, term and collateral with instant recalculation;
— configurable rates and rounding rules;
— responsive layout matching your website design.
